Дадому Спажыўцы Як абараніць асабістыя рахункі ад парушэння дадзеных у 2020
how to protect personal account data breach

Як абараніць асабістыя рахункі ад парушэння дадзеных у 2020

па Чэлсі

Data leaks, also referred to as data breaches, are becoming increasingly common as our daily lives become more virtual. A data breach is when someone gains access to protected digital information without permission to do so. This can happen through getting hacked, having your device stolen, using public WIFI, unknowingly downloading malwarethere are many ways your data can be compromised. (This is different from a data loss, because the data is still in tactit’s just that an unauthorized person can access it.)

You might have heard about data breaches in the news at some point. Large companies like Yahoo, Netflix, Marriott Hotels, Quora, GooglePlus, MyFitnessPal and many others have all suffered from data breaches in the last couple years.

Як часта вы карыстаецеся інструментамі ў Інтэрнэце, рэсурсы і рахункі кожны дзень? Ад Facebook да YouTube да Dropbox па электроннай пошце для здзяйснення банкаўскіх аперацый, Ёсць незлічоная колькасць спосабаў, на якія многія з нас спадзяюцца на сувязь.

З тых часоў выстаўлена больш за мільярд запісаў 2005, цалкам верагодна, што ў рэшце рэшт вы атрымаеце апавяшчэнне аб тым, што вашыя дадзеныя былі скампраметаваны і ваша асабістая інфармацыя ў нейкі момант знаходзіцца пад пагрозай (калі вы яшчэ гэтага не зрабілі).

Data thieves prey on both giant, global companies as well as small ones. Unfortunately, CNN reports that nearly 1 million pieces of malicious software are created every day! Плюс, data can be accessed in multiple ways, including your desktop computer, smartphone or tablet. That means it’s hard for companies to stay on top of new threats because they’re always evolving.

So how do you protect your personal accounts and information from being compromised in a data breach?

• Set up alerts on your accounts when possible. Your bank account, credit cards and other financial accounts may be able to send you a notification when a purchase has been made that’s beyond a certain dollar amount. Credit card companies can help you with setting up fraud alerts as well, and freeze your accounts. This is a great way to be alerted if your account gets compromised and charges start being made.

• Create complex passwords. Remembering a long, complicated password can be inconvenient. But recovering from being hacked is even more inconvenient! Use different passwords for each account, and use combinations of lower-case and upper-case letters, numbers and symbols with 8 characters or more. To make it much easier, you can use a password manager to create and remember passwords for you.

Become more secure right now: click here to check out and download the FREE LogMeOnce Password Manager >>>

• Use Multi-Factor Authentication (MFA) калі магчыма. This is when you must verify your identity twice to access your account, such as with a username + password and a code that is sent to you via text that you must verify when you log in.

• Set your mobile device to be equipped with commands that deactivate your device if it is lost or stolen. Your phone provider likely has a service to encrypt and lock your device and wipe all data if it is lost or stolen.

• If you send sensitive data electronically, encrypt it using passwords. You can find encryption services online, or encryption features within your software to be able to secure emails, files, folders and so on.

Download the latest FREE LogMeOnce Password Manager with enhanced protection against data breaches >>>

What do you do to recover from a data breach?

If you receive a letter notifying you of a data breach that included your account, the first step is to take a breath, then thoroughly read the letter. The letter will explain what information was compromised, how the breach happened and how to learn more about the specific details.

Далей, take these steps:

1. Contact your financial institutions. If they have a heads’ up, they can stay alert to suspicious activity.
2. Review your billing and account statements and your credit report. Keep a look out for any withdrawalslarge or smallthat you can’t verify.
3. Continue monitoring your accounts regularly. Staying alert is the best way to prevent further abuse.
4. Update your passwords. It’s a good practice to do this every couple months, anyway. Update all your passwords to block cyber criminals from accessing multiple accounts or information that can lead them to crack into your accounts.
Try a password manager. Password managers are software designed to help you create secure passwords and store them for you securely, so you don’t have to remember them but can still access all your accounts from your various devices.

Become more secure right now: click here to check out and download the FREE LogMeOnce Password Manager >>>

Data breaches can lead to identity theft and other types of fraud that can be much more serious than you imagine. It can take time and effort to untangle the mess, depending on how severe it becomes. For that reason, it’s smart to know what to do after a data breach and take steps to prevent it as best as possible.

Identity Theft Resource Center
Federal Trade Commission